UBA introduces Click Credit for customers seeking loans

The United Bank for Africa (UBA) Plc has introduced a loan facility designed to address the urgent needs of customers whose salary accounts are domiciled with the bank and it’s called ‘Click Credit’.

According to a statement by the bank, the new product was introduced in line with UBA’s mission of creating value for its customers while assisting its over 19 million customers to meet up with their urgent needs.

‘Click Credit,’ which is already being enjoyed by millions of customers in Nigeria, is scheduled for an extension to the bank’s other franchises in Africa.

According to the bank, the loan product has been carefully crafted to improve the lives of UBA customers. ‘Click Credit’ is a superfast loan product that will allow qualified customers to apply for up to N5 million loan and pay back over 12 months at an interest rate of 1.58% per month, with no hidden fees.

UBA introduces Click Credit
UBA has introduced a new loan facility for customers called Click Credit

Specifically, salary earners from N25,000 per month who fall between the ages of 18 and 59 can benefit from this facility with no extra fees; no need for collaterals, no paper-work or other difficult issues when it comes to this facility; as customers can even apply via LEO, UBA Mobile Banking and UBA internet banking.

UBA’s Group Head of Retail Banking, Jude Anele, who revealed that qualified customers have begun to enjoy the service, explained that the loan provides immediate access to funds once eligibility is confirmed in less than a meeting.

He said: “As Africa’s most innovative and technology-driven financial institution with an array of novel products and services tailored to the needs of its millions of customers, we have launched Click Credit, which is straightforward and more affordable than many other loan products in the market. Its unique feature is that it meets a critical credit need for our customers.

Anele, while emphasising the critical role that credit plays in any developing and developed society, said it is part of customers’ financial power where they can be assisted to get the things they need when they need them without hassles.

While explaining that this product is being rolled out first in Nigeria and subsequently in the rest of UBA’s countries of operations; he explained that the bank was committed to ensuring that Click Credit helps its customers to cover critical needs and set them up for success, having moved past the moment of need.

On her part, UBA’s Group Head, Marketing, Dupe Olusola, said UBA remains focused on empowering its customers to fund their urgent needs.

“At UBA, we work hard to be there in the moments that matter to our customers, hence, our huge investment in technology and other facilities to make banking easier and seamless,” Olusola said.

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